Lower fees, faster settlement
Better for frequent cross-border settlement than traditional bank wires
Compared with legacy bank wire transfers, ReliancePay offers lower costs, faster arrival and clearer routes for global treasury flows.
0.6% ~ 1.2%
Hidden spread
Lower than legacy premium
T+0 ~ T+1
Settlement window
Many routes can settle same day
Fully traceable
Audit trail
Funds and execution records are visible
Compliant
Safety controls
KYC/AML coverage
Popular exchange routes
View all routesNigeria NGN routes
NGN
USDT
10-30 min
from 0.8%
NGN
USD
10-30 min
from 0.8%
USD
NGN
10-30 min
from 0.8%
USDT
NGN
10-30 min
from 0.8%
Global stablecoin and fiat routes
USDT
USD
10-30 min
from 0.6%
USD
USDT
10-30 min
from 0.8%
USD
HKD
10-30 min
from 0.6%
HKD
USD
10-30 min
from 0.6%
Why choose ReliancePay
Lower cost
Avoid opaque bank spread and repeated intermediary charges.
Fee comparisonFaster settlement
Common routes target 10-30 minutes with 24/7 processing.
Timing detailsMore transparent
Quotes, fees and settlement timing are visible before execution.
Fee detailsSafer execution
Bank-grade controls, KYC/AML coverage and audit records.
Security controlsClear routes, transparent end to end
- Estimated arrival, fees and execution window are shown together.
- If balances are insufficient, collection rails and funding references are shown.
- Wholesale liquidity, route recognition and settlement tracking stay synchronized.
Estimated arrival10-30 minutes
Feefrom 0.8%
Execution windowAll day
Traditional routes vs ReliancePay
Using NGN settlement as an example
| Item | Traditional bank wire | ReliancePay |
|---|---|---|
| Service fee | High | 0.6% - 1.2% |
| Settlement time | 2-5 business days | 10-30 minutes |
| Route transparency | Opaque, hard to trace | Fully traceable |
| Hidden cost | High | Low and clear |
Security and compliance, funds protected
Compliance controls, fund segregation and audit trails protect every high-value cross-border flow.